Jakarta - BNI Asset Management (BNI AM) together with the Financial Services Authority (OJK) conducted financial education to hundreds of Indonesian Migrant Workers diaspora spread across Tokyo and industrial cities in Japan.
This event was held to provide education to the PMI diaspora so that they can do good financial planning *so* they can avoid online loans or the lure of fraudulent investments that have been rampant lately.
In a BNI press release received on Saturday (2/9/2023), BNI Director of Wholesale & International Banking Silvano Rumantir hopes that this activity can provide adequate knowledge about financial management.
"The diaspora in Japan have a fairly good income, so education is important for them so that they do not become easy targets for irresponsible parties," he said in the Diaspora Financial Capability, Diaspora Prosperity webinar initiated by BNI Tokyo Branch, the Indonesian Embassy in Tokyo, and OJK.
Present on the occasion were the Ambassador of the Republic of Indonesia to Japan Heri Akhmadi and Chief Executive of the Financial Services Business Conduct Supervisor, Consumer Protection Education of OJK Friderica Widyasari Dewi.
Silvano explained that the total PMI diaspora in Japan reached around 70,000 people consisting of PMI Apprenticeship Program and PMI Skill Worker. The fields of work include agriculture, automotive industry, manufacturing, nursing and caregivers.
On the same occasion, BNI AM Operations Director Ade Yusriansyah said that investment habits must be nurtured early on with the discipline of setting aside 20% of income to be invested.
This needs to be done because investment will only be successful if it is done with discipline and consistency in setting aside income for investment, not leaving.
"Before investing, it is necessary to first set investment goals so that they are more focused and can be adjusted to the investor's risk profile, investment period, and type of investment instrument," said Ade.